Fire Prevention Tips for Homeowners
Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fire. Common causes of fires at night are carelessly discarded cigarettes, sparks from fireplaces without spark screens or glass doors and heating appliances left too close to furniture or other combustibles. These fires can be particularly dangerous because […]
Why Tire Tread Matters
If you look at your car’s tires, then you might notice the grooves and patterns that line the tire where it touches the road. This is a tire’s tread, and it is not just for show. Tread goes a long way towards protecting your vehicles stability, control surfaces and ease of operations. Therefore, it also […]
Why You Need Home Business Insurance
More than 12 million Americans run a business out of their home, yet an estimated 60 percent of them lack any type of business insurance. If you run your own home business, no matter what size it is, business insurance is essential. Here’s why. Regular homeowners insurance policies cover very little of the expenses associated […]
Do BOPs Have Deductibles?
Essentially every form of insurance has a deductible and business owners policies are no exception. BOPs are packages of insurance that contain several essential types of coverage that most small businesses need. Usually, they include: Each policy will apply in different situations. For example, if someone falls in your store and gets hurt, then liability […]
Does Your Business Need to be Bonded?
The nature of various jobs a contractor can perform involves entering personal homes. The problem is that many people are wary of letting strangers into their home, and rightfully so with today’s crime rates. So how can you make people feel at ease and prove your professionalism? Surety bonds are a big step in the right direction. […]
How to Clean Your RV
Hitting the road cross-country in your RV is an enjoyable way to travel, but it isn’t without responsibility. Thoroughly cleaning your RV twice per year (along with performing regular maintenance) helps preserve the paint and generally keep it good shape. Learn how to clean your RV with these tips. Protect your RV year-round. Call Berger Briggs […]
Why Any Business Can Benefit from Cyber Liability Insurance
The digital sphere has become an indispensable part of the American economy, and nearly every modern business is online in some way, shape or form. However, as you compile digital information, you have to realize the sensitivity of the information in your care. It might not only include company information, but also customer and other […]
Return-to-Work Programs
No employer wants to see their employees get injured or experience illness. After all, employees who take off of work due to an injury or illness are often less likely to return. And while the ultimate goal is for such employees to be able to resume their job duties safely—and as soon as possible—sometimes, recovery […]
Do I Need Professional Liability?
Professional liability insurance serves to cover certain businesses and individuals who offer a specialized or professional service. If you offer a unique service, one that often requires a license or permit, you will typically need professional liability insurance. Professionals who invest in professional liability insurance often include: This is not a full list of professionals […]
Who Actually Needs a Surety Bond?
Surety bonds are required in certain circumstances for different individuals and entities. Most surety bonds must be purchased by individuals and businesses that are required to carry the bond. License and Permit Bonds A license and permit bond is generally used by individuals and businesses who require a bond to obtain a certain license or […]