Professional Liability

Protect your expertise and reputation with comprehensive professional liability coverage.

professional services

What Is Professional Liability Insurance?

Professional Liability Insurance, also known as Errors & Omissions (E&O) Insurance, protects individuals and businesses that provide advice or professional services. If a client claims that your work caused them financial loss due to a mistake, oversight, or failure to deliver as promised, this policy helps cover legal fees, settlements, and court costs. At Berger Briggs, we provide tailored coverage for consultants, attorneys, accountants, engineers, real estate professionals, and other licensed experts who face service-related risk every day.

Errors & Omissions Coverage

Protects against claims of negligence, mistakes, or failure to meet professional obligations.

Legal Defense Costs

Covers attorney fees, court expenses, and legal judgments — even if the claim is groundless.

Contractual Liability Protection

Helps in disputes over missed deadlines, deliverables, or unmet service expectations.

Coverage for Independent Professionals

Ideal for consultants, freelancers, and contractors working without employer-backed protection.

Claims from Past Work (Retroactive Coverage)

Options available to cover incidents stemming from services rendered before the current policy start date.

Custom Policies by Profession

Specialized E&O plans for architects, engineers, IT consultants, legal professionals, real estate agents, and more.

peace of mind

Why Your Business Needs E&O Protection?

Even with the highest standards of professionalism, mistakes or misunderstandings can happen — and they can quickly turn into expensive claims. Professional Liability Insurance gives you the financial backing to defend your work and reputation without derailing your business. Berger Briggs insurance helps you select the right limits, endorsements, and policy terms based on your profession, industry standards, and client requirements. Our goal is to give you peace of mind so you can focus on your clients, knowing you’re protected if a dispute arises.