Employment Practices/Directors & Officers
Protect your leadership and workforce from employment-related and managerial liability.
essential protection
What Is EPLI and D&O Insurance?
Employment Practices Liability Insurance (EPLI) protects businesses from claims made by employees, former employees, or applicants regarding employment-related issues like wrongful termination, discrimination, harassment, or retaliation. Directors & Officers (D&O) Insurance, on the other hand, covers the personal liability of executives and board members in the event of decisions that lead to lawsuits or regulatory action. Together, these policies provide essential protection in today’s litigious environment, helping you manage the human and strategic risks that come with running an organization.
Wrongful Termination & Discrimination Coverage
Protects against claims of unfair dismissal, hiring bias, or discriminatory practices.
Harassment & Retaliation Claims
Covers legal fees and settlements arising from workplace harassment or retaliatory actions.
Directors & Officers Liability (D&O)
Shields executives and board members from personal liability related to management decisions.
Breach of Fiduciary Duty
Covers allegations of mismanagement of funds, assets, or organizational responsibilities.
Defense Against Employee Lawsuits
Legal defense coverage even if the claims are groundless, false, or malicious.
Custom Coverage for Nonprofits & Corporations
Tailored EPLI/D&O solutions for businesses, associations, and nonprofit organizations.
employment-related claims
Why Your Business Needs Executive & Employment Coverage
Regardless of size or industry, every business that hires, manages, or governs people is vulnerable to employment-related claims and leadership disputes. EPLI defends your company and leadership team from the financial fallout of HR missteps, while D&O shields your directors and officers from personal exposure in lawsuits involving breach of duty, mismanagement, or fiduciary errors. At Berger Briggs insurance, we tailor coverage to your organization’s structure, risk level, and industry, helping you meet contract requirements, satisfy investors, and protect your leadership’s ability to serve confidently.