Pollution Insurance
Protect your business from environmental liability with specialized pollution insurance coverage.
liable for environmental contamination
What Is Pollution Insurance and Why It Matters
Pollution Insurance provides financial protection for businesses that could be held liable for environmental contamination or hazardous waste exposure. Whether it’s a chemical spill, air emissions, groundwater contamination, or mold growth, cleanup costs and third-party lawsuits can be devastating without proper coverage. At Berger Briggs, we help you secure pollution liability policies tailored to your operations — from construction and manufacturing to real estate development and waste management. Coverage often includes site cleanup, bodily injury, property damage, and legal defense costs.
Site Pollution Liability
Covers contamination or hazardous substance release at your owned or operated property.
Contractor’s Pollution Liability
Protects contractors against claims arising from pollution conditions caused by their work.
Air & Water Emissions Coverage
Coverage for unintentional discharge into air, groundwater, or public waterways.
Clean-Up Cost Reimbursement
Pays for mandated remediation, site restoration, and environmental cleanup expenses.
Legal Defense & Regulatory Fines
Covers defense costs, penalties, and enforcement actions from environmental agencies.
Third-Party Bodily Injury & Property Damage
Protection against claims from neighbors, tenants, or municipalities harmed by pollution exposure.
environmental incidents
Who Needs Pollution Liability Coverage
Many businesses face pollution risks, even if they don’t handle obvious hazardous materials. Contractors, fuel storage facilities, farms, industrial sites, and even property owners can be exposed to environmental liabilities. Pollution insurance ensures that if an environmental incident occurs — whether sudden or gradual — your business won’t face crippling financial losses. Berger Briggs works closely with you to assess your exposures, align your coverage with local environmental laws, and protect your assets and reputation from the unexpected.